Specialty Credit Repair Services

• Legal Plans specific for consumers or businesses dealing with Credit and Debt issues
• Includes discounted legal services
• Attorneys licensed in your state
• Zero out-of-pocket Debt Defense – *no-cost legal representation if the client receives a lawsuit for a debt account. Debt Defense also includes the Legal Club services below.
  
• Legal Club – Zero out-of-pocket FCRA & FDCPA violation protection programs – the client receives penalty awards. Legal Club also includes discounted traditional legal services and other money-saving benefits.
  
• The Legal Club is included in our full-service progams. 

Depending on the program, makeup $10.00 to $25.00 per month residual income for one easy and highly beneficial sale.

*Debt Defense requires a 90-day waiting period for coverage, emergency coverage plans available with a higher initial fee. Legal Club violation protection starts immediately.

• Free service included in our full-service programs.
• Negotiate accounts that have been verified, are in default, and have a balance owed.
• Ensure the negotiation is performed correctly to protect the client and update the credit bureaus.
• Not available as a stand-alone service.

• Free service included in our full-service programs.
• We will help full-service clients with defaulted student loans determine if they qualify for a student loan rehab program, income based repayment plan, or direct federal consolidation program.
• If the client qualifies, we will help the client complete their enrollment.
• We are a private company not affiliated with the Department of Education or the Federal Government.
• Not available as a stand-alone service.

• Assists in establishing business credit profiles with D&B, Experian, and Equifax.
• Establish or correct business credit for their business.
• We will complete or advise the Client on how to complete the following:
  • Performing business compliance and documentation review of Client’s Business
  • Establishing a Dun & Bradstreet file and establish a Dun & Bradstreet rating
  • Goal is to building PAYDEX, Business Score to 80 as quick as possible
  • Establishing a business credit file with Experian Business Information Services
  • Obtaining an Experian Intelliscore number
  • Creating a business credit file with Equifax Small Business Financial Exchange
  • Help Client estable accounts that may report to business credit bureaus, including Dun & Bradstreet, Experian Business, and Equifax’s business department
  • Assist Client with business report corrections
  • Evaluate personal credit reports.
    • Depending on client responsiveness, the program typically requires six to twelve months.
    • The client is responsible for any filing, registration, or other miscellaneous fees required to complete the business setup.

• Coming soon, white-label decision engine with mulitple loan products and lenders
• Business-funding prospects can receive business funding without enrollment in other programs.
• Turnkey service that will handle all aspects of the funding process:
  • complete client pre-qualification
  • present funding offers and closing
  • provide document follow up and processing
  • follow up for required closing stipulations

Coming Soon! Your company-branded credit monitoring.